Investing Is Biblical

Recently, I was listening to Mike Moore Ministries podcast episode, title “Afraid to Make the Wrong Decision?”. It mentioned that investing was one of the many things that believers should be doing to be aligned with the Word. The scripture that was used to reference this was Matthew 25:14-30. This set of scripture is commonly referred to as the Parable of the Talents.

I had heard this scripture before as a sermon, but it was never explained that this was a lesson on financial investing. Reviewing the scripture again, I see why it points out the significance of investing the money and resources that you have.

The scripture says that 2 of the 3 men, invested the money that was given to them. In essence, they were being good stewards of the money that they were given. The last man did not invest his.

Those that did invest, were rewarded by receiving what they had invested back (in essence they double their investment) and were given more responsibilities when the master returned (21, 23). The one that did not invest any, was shamed, called wicked, and sent away because of lack of effort to use the money wisely (26). Since he did not invest what was given to him, what he had was taken away from him and he was sent away.

My Understanding

My understanding of the scripture breaks down to the below

At Least Have a An Interest-Earning Bank Account

I believe that at a minimum, we all should be investing money into a savings account. The man who did not invest at all, was ridiculed and told that at least he could have taken it to the bank. This is better than holding on to the money and not doing anything with it.

While there are many types of bank accounts, they money should be put into account that earns interest. That means you need to have a savings, money market, or CD account. CashApp, Venmo, PayPal, and checking accounts are not sufficient, because these accounts do not earn interest or allow you to invest the money that you have in them.

Inflationary Debt

Not investing what we have, will result in the money that we do have being taken away from us. In the case of this scripture, they money was taken away from the man who was given 1 talent and given to the man that was originally given 5.

Modern day version of this, would be the cost of inflation. Money that is stashed under the bed, or in a hole in the backyard does not earn any interest. Often a number of people believe in holding on to the money that they earn instead of putting it to positive use. This money cannot keep up with the rate of inflation because it is not being put to use.

Money that was put in the mattress in 1990, would have less buying power in 2026, because the value of a dollar has decreased over time. In 1992, I remember as a kid, circa 1992, that you could get small bags of chips for 25 cents each, or 4 for $1. In 2026, a similar, but smaller bag of chips are a $1 each. In this example, the dollar gets you 4 times less in 2026, than it would get you in 1992. That’s diabolical.

The Rich Will Get Richer

It is often talked about the rich getting richer. After reading and researching this scripture, it makes more sense why the rich get richer. A number of them invest and donate the money that they have. Because they do these things, they get rewarded to do more of what they are already doing.

Now someone will probably say that the Bible says that the rich will not get into heaven (Matthew 19:21-24). Being rich and hoarding the wealth, is not the same as being rich and giving to the poor. One of these strategies society conveys that you are great and wise person. The other just make you seem great.

Bible says that those who are rich, should give to the poor. People often miss the latter part of this and as a result, hoard the wealth for themselves or their trusted circles. Hoarding the wealth, will not get you into heaven. Being a good steward of the wealth and giving it to the poor, is the difference.

Conclusion

I have been doing investing over the years. However, after learning about this perspective of the scripture, I will be more intentional about the scripture and how I use the money that I have going forward.